Market Update

Welcome to the Mortgage Advice Bureau Market Update

Welcome...

Welcome to June’s Market Update…..

This month we celebrate a couple of award wins and shine the light on a new member of the team.

If you have any questions, or would like to see anything specific in future editions of these updates, please don’t hesitate to get in touch. 

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Dashboard Overview as of 3/06/25

Base Rate
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Number of 95% Lenders
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Number of Own New lenders
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Lowest Rate on Market (Dankse; 60% LTV, 2yr)
0 %
Average Loan Amount
£ 0
Average LTV (purchases)
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MAB’s Diversity and Inclusion Initiatives in Mortgage Brokering

Commitment to Equal Opportunity
MAB (Mortgage Advice Bureau) has established a clear commitment to equal opportunity in employment, regardless of race, creed, colour, nationality, gender, age, marital status, sexual orientation, religion, or disability.

This is embedded in their Diversity, Equity, and Inclusion (DEI) policies, which guide recruitment, workplace culture, and customer service.

 

Inclusive Workplace Design
MAB transformed its administrative centre to support a more inclusive and flexible working environment.

The new activity-based working concept includes focus pods, quiet areas, collaborative zones, and wellness spaces for prayer, nursing, or meditation. This approach accommodates neurodiverse needs and encourages wellbeing for all employees.

 

Leadership and Development Programs
MAB has implemented a mentoring programme to support personal and career development for all staff.

The company also supports aspiring and current managers through a Women in Leadership Apprenticeship and encourages participation in the Women’s Leaders Association, directly addressing the gender pay gap and promoting female leadership

 

 

Enhanced Communication and Engagement
Initiatives such as ‘Breakfast with the CEO’ break down communication barriers and foster open dialogue across all levels of the business.

MAB has also revamped its induction programme and invested in internal communications to ensure employees feel valued and heard.

 

Recruitment and Advancement
MAB reviews recruitment processes to remove barriers for women, LGBTQ+, ethnic minorities, and disabled people.

The company actively seeks diverse talent and encourages a “culture add” rather than just “culture fit,” ensuring new hires bring unique skills and perspectives.

 

Recognition and Awards
MAB’s efforts have been recognised externally, including winning the Best Inclusive Culture award at the Barclays UK Diversity, Equity, and Inclusion Awards 2024, and more recently, the 2025 Mortgage Strategy Awards,  highlighting the impact and visibility of its inclusive culture.

 

Ongoing Policy Enhancement
MAB continues to develop and implement DEI-related policies and ESG standards, ensuring that diversity and inclusion remain a strategic priority.

This includes compliance with regulatory requirements such as the FCA’s Consumer Duty, which mandates consideration of customers’ diverse needs and characteristics.

Rates - June 2025

Below we have listed the lowest rates available across a range of LTVs.

Please note these are for illustration purposes only – not all clients may qualify for these. If you need any additional detail, please let us know,

95% 90% 85% 80%
4.88% - Dankse
4.57% - Danske
4.53% - HSBC
4.45% - Virgin
75% 70% 65% 60%
4.18% - Barclays
4.18% - Barclays
4.27% - Mpowered
4.11% - Dankse
95% 90% 85% 80%
4.89% - Leek
4.38% - Leek
4.22% - HSBC
4.36% - Virgin
75% 70% 65% 60%
4.28% - Virgin
4.28% - Halifax
4.19% - Halifax
4.14% - Halifax

News
Articles

Relaxed rules may boost first-time buys up to 24%

Changes in the way lenders stress test borrowers could increase first-time buyer transactions by up to 24% over the next five years, according to Savills.  

Link opens a third party website

First-time buyers typically borrowing for 31 years

BBC: First-time buyers are borrowing through mortgages that last an average of 31 years as the affordability of homes remains a stretch.

Link opens a third party website

Highlights

Award Winners!

MAB is absolutely delighted to announce its success at the Mortgage Strategy Awards 2025, winning in prestigious categories:

🏆 Best Broker for Protection
🏆 Diversity & Inclusion Broker Champion

This recognition reflects MAB’s unwavering dedication to delivering tailored, client-first mortgage and protection solutions. ⭐

A huge thank you to everyone who made the evening so special—it was fantastic to celebrate with so many inspiring individuals across the industry.

5* Review:
Sean Singh & Erin Brown

We had a pleasant and smooth experience with MAB.

Sean Singh was highly knowledgeable and brilliant in explaining to us all the options available to us and patiently cleared all our doubts with clarity.

Although we had a few change in our plans, he was kind enough to understand and catered to our needs.

Erin Brown also kept us updated in the whole process and was easily reachable.

I would highly recommend their service.

– T Ramesh

We’re thrilled to announce Nic SIms as our ‘Employee of the Month’.

Nick has enjoyed a brilliant first six weeks in the business, settling into the team effortlessly.

Motivated, hardworking, and always putting customers first, he’s made a really positive and productive start to his MAB career.

He’s combined his existing skillset with a willingness to learn, taking on board coaching and guidance and it shows. With excellent survey scores, great call feedback, and highly effective administration, Nick’s impact has been clear from day one.

A true team player and a fantastic addition to the business, we’re excited to see what the coming months bring!

Contact Us

For more information please contact our team

Jaimie Robertson

Head of Sales

Small Print

The information pertained in here is not intended for public consumption, it has been prepared for the partners and friends of Mortgage Advice Bureau. Please do not share with consumers or buyers. Thank you.

Your home may be repossessed if you do not keep up repayments on your mortgage.

In some instances, there may be a fee for mortgage advice. We will not charge a fee to those purchasing a new build home who contact us via the details provided. Other branches of Mortgage Advice Bureau may charge a fee. The actual amount you pay to them will depend on your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

Images courtesy of Peoplecreations